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Yield & Investment Calculator

Calculate rental yields, ROI, and investment returns for landlords

Property Investment Details

Property Investment Details

Property Value
£
Monthly Rent
£
Renovation Costs
£
Legal Fees & Stamp Duty
£

Annual Costs

Management Fee
%
Maintenance
%
Insurance
£
Property Tax
£
Service Charges
£
Ground Rent
£
Utilities & Marketing
£
Vacancy Rate
%

Financing (Optional)

Mortgage Amount
£
Interest Rate
%
Mortgage Term
📈

Investment Analysis Results

Enter property details to calculate investment returns

📊
Understanding Yields
Gross Yield: Annual rent ÷ Property value
Net Yield: (Rent - Costs) ÷ Property value
Cap Rate: Net yield excluding financing
🎯
ROI vs Cash-on-Cash
ROI: Annual profit ÷ Total investment
Cash-on-Cash: Annual cash flow ÷ Down payment
Shows return on invested capital only
⚠️
Key Considerations
• Local demand and rental values
• Void periods (3-8 weeks typical)
• Unexpected repairs
• Tax rules and landlord laws

UK Property Yield Benchmarks (2024)

London Prime

Gross: 3.5-4.5% Net: 2.5-3.5%

Regional Cities

Gross: 4.5-6.0% Net: 3.5-5.0%

Smaller Towns

Gross: 5.0-7.0% Net: 4.0-6.0%

Rural Areas

Gross: 6.0-9.0% Net: 5.0-8.0%

Important Information

This calculator provides estimates based on the information provided. Actual investment returns may vary significantly due to:

  • Market conditions and rental demand fluctuations
  • Unexpected maintenance and repair costs
  • Vacancy periods between tenants
  • Changes in interest rates and financing costs
  • Regulatory changes affecting landlords
  • Property value appreciation/depreciation
  • Tax law changes and relief eligibility
  • Economic conditions and inflation

This tool is for educational and planning purposes only. Always conduct thorough due diligence, consult with qualified professionals, and consider your personal financial situation before making investment decisions.